I’ve had the craziest things happen money wise…So much has happened that it even warrants a blog post about my money issues…or rather bank issues maybe. I do want to preface this that none of the things that happened are the fault of my bank. I love our bank and have only ever been very happy with them.
So the first thing that happened was in August. I got a bill in the mail from the local co-op. I really buy nothing there except LP for heating the house. In July I had changed so that I was going to monthly payments rather than paying at the time of filling our LP tank. I figured it would be easier for budgeting. At the time I also decided to go with autopay thinking it was one less stamp to buy…one less bill to pay…one less thing to worry about.
WRONG. First off I got a statement in the mail that said I needed to pay…but I was set up for autopay. So I called. Yes, I was set up for autopay and yes, they were taking the payment out. Ignore the bill…okay.
Then in August, I got a bill for a 270ish dollar bill. It said I bought calf starter and watering tanks. Um…No I didn’t. So, I called and talked to the person about my bill. Yes, they could see that I likely didn’t purchase that as the charge initiated from a branch co-op in Minnesota. After a few back and forth on hold conversations, they assured me it was taken care of.
NOT. A couple of weeks later I got an email and that $270ish came out of my checking account. So another phone call. This time I was told again, it would be taken care of. I stepped in and said, “No. I wanted a call back telling me HOW it was going to be taken care of.” I did get a call a bit later and was assured that a check was being written to me and it would be put in the mail immediately.
They did follow through and it was in the mail promptly. UGH. It has made me question if I really want autopay with this company. I’ll let it go for a couple of more months but if I have more problems, I’m done with that. It’s actually been more trouble to have autopay so far.
My next unusual incident regarding money happened this month. This came out of the clear blue…here goes the story….
Back in May of 2019, my husband Kramer was still with us. He was struggling with lung cancer that had moved to his bones and he had broken his neck. We were trying to get to Lacrosse (two hours away) from daily radiation appointments. He had a setback and we were in the hospital for a several day stay. We finally got the go-ahead to go back home.
Kelli was at my house doing childcare for me. She called me and said the company that provided home equipment services for us was at the door and they immediately needed a check for $833 or they would not leave the equipment with us. Well, the “equipment” was oxygen, and the food for his feeding tube. It wasn’t “equipment” it was what Kramer needed to live. The person had told Kelli sometimes this stuff isn’t covered by insurance so we needed to pay upfront. Oh my.
Thankfully I had the money and I told Kelli to write the check and I’d deal with it all later. Kramer went from bad to worse. A week or so later Kramer passed away. Little of the supplies they brought to us were used and they were unable to take back any of the feeding tube stuff, even what was unopened.
In my grief, I completely forgot about anything doing with the home supply company.
A couple of weeks ago I went to the mailbox and there was an envelope from the company. I walked from the mailbox to the trash with the intention that I’d toss it unopened into the garbage. In my mind, I had no reason to be in contact with them anymore. I didn’t need to see their ads.
I ended up opening it. I really don’t know why I did. In the envelope was a check for $833. WHAT?? WHY??
That’s when I remembered that day that the company had called Kelli demanding a check for $833.
The whole thing really ticks me. Yes, I’m thankful I got the check but seriously, Kramer died 15 months ago. The supplies were delivered to us in May of 2019. NOW you are finally resolving your bookwork?? That is shameful. How is it that companies can be that late on bookwork but people can’t. Oh my.
Again…I am thankful for the check….I never thought to follow up on that. I don’t even have the same insurance anymore.
Can you believe I have another unusual money thing???
I was going to balance my checking account and went online to do that. As I was looking at the balance I saw these charges…
ATM POS Debit SLIMMING SUN ORGANICS 844-3727387 UTUS 605*
ATM POS Debit FUTUREHEALTHNUTRADETOX 866-6709871 FLUS 605*
ATM POS Debit FUTUREHEALTHNUTRA-KETO 866-6709871 FLUS 605*
The bottom two were only for 8ish dollars…the top one, it was for $270.
WHAT?? You all know me. I wouldn’t buy anything from a place like “Slimming Sun Organics” or “Future Health Nut”. Those were not my charges.
So..a call to my bank and then a transfer to the fraud department.
The charges were still pending. They had to be allowed to go through and then the fraud department can do something about that. I will get a provisional credit to my account. A new debit card was ordered. It makes me wonder how my card number was gotten. UGH. I hardly go anywhere…so where could the theft have taken place.
So…this is all my cautionary tale…check your statements and check your accounts regularly, make notes to follow up with insurance, and open mail, even if it looks like junk mail. You can bet I’ll be doing all of those things.