Ask Jo: Childcare Registration and My Shoulder


I had some questions come up after I wrote that I was no longer going to do be a registered childcare provider and instead provide unregistered childcare.  The main question was liability.  Will the insurance company still insure me?  The answer is yes and no.  I was with a company that allowed me to do care for six kids and it was REALLY cheap.  It was a rider on my home  insurance.  Well two more babies came into care so that put me up to eight.  I was no longer eligible for the rider and had to move to a commercial policy…and that commercial policy would not cover me.  I talked to the local Farm Bureau agent and he said YES- Farm Bureau does cover non-registered  providers.  We ended up moving ALL of our insurance to Farm Bureau.  The insurance for childcare was a lot more money but not because I was unregistered but because I was moving to a larger policy to accommodate more kids.  At present, I am covered for ten children….I don’t ever plan on having that many all on my own.

So how else is it going?  GREAT!!

A week or so into not being registered-  We ate an early lunch because the local high school girls earned a ticket to play basketball at state.  The tournament was being broadcast online so we wanted to watch the game.  We ate a half hour earlier than we previously were allowed too.  What a simple freedom…and it didn’t hurt a single one of the kids.  In fact, they loved the game and were so excited that the girls won…it’s extra special as one of the girls playing is an aunt to three of my childcare kids.


Another example…  I have an appointment coming up.  It’s in a local town and the latest appointment they  had was at 4:30.  I’ll have to leave here at 4:10 to get there.  I asked Hubby if he could watch the childcare kids until pick up which happens between 4:30 and 4:45.  There will only be four kids here then.  He said sure.  That is complete change-before he couldn’t.  Hubby knows the kids.  He’s physically fit to watch them.  He knows CPR and First Aide (and even more)….but previously he wasn’t allowed to watch them because he hadn’t taken a 12 hour class.  Having him be able to watch the kids sure is nice.  None of the parents will mind a drop and Hubby likes the kids.  Plus, the parents don’t have to get off work early so I can leave.  Plus I might be able to get to appointments more easily and take better care of myself.  It’s a win-win for us all.

I am so much happier with the “camel of registration off my back”!!

I have always have been a family childcare provider.  Now I really am finally feeling like one!!  I am caring for the families…and not caring about the paperwork and regulations.

The appointments that I’m needing go to are for physical therapy.  LONG ago back in the summer of 2015 I took a fall during childcare. (Read about it here).  I hurt my foot and my shoulder.  I thought everything was better but then I re injured my foot….which resulted in surgery for my foot…but…my shoulder.  It’s never quite been right.

The problem with it comes and goes.  I thought it might be due to aging but after a trip to the doctor she confirmed that it’s likely due to an injury.  She sent me to physical therapy.  There I was told it’s a pinched tendon problem.  For example I reach my right arm up to get a glass from the cupboard and there is something not quite right in my shoulder as my rotator cuff pinches my tendon.  The proper term for it is an impingement.  The problem comes right about the time my arm gets to the height it would be if I was reaching for a glass from the cupboard.  It also flares if I am taking a shirt off…Those are just a couple examples.  Often it isn’t “quite right”.

Symptoms of a Pinched Tendon in the Rotator Cuff

The physical therapist told me that I have poor posture.  (I knew that)  What I didn’t know that was the poor posture could me making by problem worse.  My shoulders roll forward and that limits the space for the tendons to fit in.  So I am doing exercises to improve my posture and to strengthen my rotator cuff.  They are easy….but the biggest thing I need to do is consciously lift my shoulders and reset them back in a good posture position.  UGH.  I am so bad at that.  I get in a hurry and my mind is totally not thinking about posture….but I’m trying.  I sure wish I’d have worked on my posture years ago.

Right now I can’t say things have necessarily improved.  Well they have some but now other spots in my shoulder are sore from the exercises.

I feel dumb even mentioning any of this or even going to the doctor for it.  I keep getting asked if I can do whatever the movement is….yes.  I can do them all….but does it feel uncomfortable…YES.  Will I do it even if it feels uncomfortable…YES.  But being it’s been so long since it happened have I unconsciously learned to make adjustments in my day to day movements.  Filling out the pain scale was a joke for me.  I can’t say that any of it is “painful”….uncomfortable-YES.  Annoying-YES.  I almost felt like I shouldn’t be there being I wasn’t in PAIN….the therapist was nice though.  It’s likely me more than her.

I ended up going because I wanted it to be fixed if it could be….will it be?  Who knows.  For now I’m trying and I guess that’s the most important part.  The doctor said this is the next thing that’s required after an x-ray so here I am.

At least being Hubby can keep an eye on the kiddos for me, I’m getting a chance to give physical therapy a try.  For that, I’m grateful.

Childcare Chronicles


I shouldn’t say this as I’ll likely jinx it but I think we’re over the hump on sickness here.  I have two that are finishing up colds but no new outbreaks as of yet.  My fingers are crossed as we really need a break from all of that.  I’ve been busy over the last few weeks.  Typically I would be ramping up doing tons of paperwork to get things ready to renew my childcare registration but I’ve decided that I’m not going to be registered anymore.  It’s been great as instead of doing all that meaningless paperwork I’ve been making things we are using!

The things we are working hard on is learning colors and letters.

This is an activity I put together using monster clips and some clip art.  It’s a circle time activity we do in the morning.  The rhyme is call, “Six Silly Monsters”.


This is a great story retelling activity.  It goes with the book “The Mitten”.  The idea came from here.  Kayla crocheted the mitten for me.  The kids love it.  The book is too advanced for my kids so I show the pictures and tell the story.  They really love this.


I make lots of my circle time activities out of felt.  Here’s one of the latest with gingerbread men.


Here’s another…this time with snowmen.  We’ve been doing this one lots as colors are something we’re working on and we’ve had several snow melting days in a row.


This one they adore.  Remember the old nursery rhyme “Three Blind Mice”.  I made this go with it. [Read more...]

Childcare Chronicles


It’s been a bit since I’ve did a blog post about childcare.  I’ve had a sick bunch of kiddos around here and most of my time has been spent in a pattern that goes from the box of tissues, to the child and then to the garbage can.  That pattern has been on repeat.  We just can’t seem to get over the hump.  The kids who are here most of the day are all three and under.  We’ve just learning to sneeze into our wash our hands after touching our noses, not to put toys in our mouths and the like so…it’s a battle.

In between all of that we do manage a few fun moments…here are some.

We were learning about small, medium, and large so I helped them trace circles.  It was my intention that they would be snowmen.  I gave the kids watercolors to make scraves, hats and faces….oh my, they painted everything-everywhere.  Hopefully the small, medium, and large concept at least sunk in.


My neighbor girl doesn’t go to the local school.  Her school was cancelled so she came over to play.  She adores Carver and is a wonderful help with the babies.


Check this out….this is how one of the little girls fell asleep one afternoon…foot in the air and blanket over her head.


I spend a lot of time feeding bottles to babies.  It’s gotten so I wear funky leggings most of the days.  They are the best for providing impromptu activities.  Here one little girl is looking for the first letter of her name.


We have been making good use of the little table I refinished.  Here they are playing play dough.  I make homemade.  This time is suppose to be imitating snow so I made white and added silver glitter to it.  My girl who was obsessed with the Disney movie Frozen calls it Frozen Playdough.  I’ve learned that they are less messy with it if they play while standing vs sitting.


Recently while at Wal-Mart I bought some buttons.

We strung a pipecleaner in the button and then strung pony beads.  It was a great success.  My little girls who love Disney princesses were so happy to have a princess bracelet.  The little boy in my group made a lady bug bracelet instead.  I’m going to buy more princess beads next time I go.  I want to have more on hand so we can do this again….they loved it and it is great hand eye coordination for them.


Here’s what a finished bracelet looked like.  If the kiddos are a little order when we do this again, I’ll introduce patterning so they can make a pattern with the beads…even a simple pattern like pink/purple.  See how cute they are? [Read more...]

The Childcare Chronicles


I’ve been busy with the childcare kiddos.   I had lots of kids all of last week.  On Friday I happen to have more kids than usual.  I had an extra little girl there and her aunt had dropped her off.  She ended up lamenting later that her aunt didn’t kiss her good bye before she left.  I started up a conversation that she had to hurry to get to the bank where she works because were waiting there for her to help them.  That eased the tension and then our conversation started in on what other parents do for a job…we have carpenters and factory works so I started explaining this all to the kids.  Then the little girl who doesn’t normally come looked at me and asked, “Jo, what’s your job?”  HA!!   As seven kids, three and under sat all around the sweet little girl wondered what my job was.  Oh kids.  I love their innocence.

Here’s some pictures of our week.  The kids love crafting.  It matters not what it is or if they make creations of their own.  On this day, one of the little girls put a scissor in her mouth.  I immediate told her -No you can’t do that!!  One of the other little girls chimed in and said, “Ya, ‘P’ don’t do that.  We have rules here.”


The pictures of the kids with the dogs always melt my heart.  Here Puppycat Kelli’s dog was napping with one of the kids.


Hubby was home early one day.  I asked him to put new batteries in the baby swing.  He picked the swing up and started to take it to the garage to change the batteries.  I quickly stopped him and said, “No…could you please change them in here?”  He looked at me and said, “Whatever.”  I told him that the kids would want to watch him.  Within seconds of me telling the kids that he was going to fix the swing they all gathered around.  For some reason they are fascinated with observing anything getting fixed.  If it involves batteries it’s even more true.


Here’s the cutest picture with Carver in it? [Read more...]